Finch API pricing: why it doesn’t meet your integration needs

If you’re looking to connect your product with HRIS and/or payroll software, you’ll likely evaluate Finch, or Finch API.

Finch API offers 250+ API-based and “assisted” integrations with HRIS and payroll providers, giving your product comprehensive coverage in both software categories.

To help you decide whether the platform is a good fit for your business, we’ll break down how Finch API's pricing works.

Finch API pricing overview

Finch API offers 3 pricing plans: Starter, Pro, and Premier.

Starter is geared towards companies with relatively narrow integration needs (only offers 24 integrations with read-only access) and low integration demand across their customer base (supports up to 15 connections).

As you move up to either their Pro or Premier pricing plans, you’ll get access to all of Finch’s integrations, receive better support SLAs, get more API access (e.g., you can make POST requests), have more enterprise-grade security features available (e.g., ability to disable fields from API responses), and more.

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Pros and cons of Finch API’s pricing

To make better sense of their pricing plans, let’s review their strengths and weaknesses.

Pros

• Low barriers to entry: You can test out the integrations for free via Finch API’s sandbox account. The Starter plan is also relatively affordable at $65 per connection, with no additional fees

• Flexible length of engagement: With the Starter plan, you can go month-to-month—making your investment in Finch fairly low risk

• Access providers' sandbox accounts on any plan: To help you test your integration with a specific 3rd-party provider, Finch API can help you access their sandbox account—allowing you to potentially avoid forming a costly business partnership with the provider

Cons

• Minimal support: You won’t receive a dedicated account manager on either their Starter or Pro plans. This forces your team to navigate critical go-to-market decisions independently (e.g., pricing your integrations), and it can prevent your team from being able to escalate specific issues successfully

• Starter plan is extremely limited: Since the Starter plan prevents you from accessing nearly all of their integrations, and the integrations that are available only provide read-only support, chances are you’ll need to pick between their Pro and Premium plans

• Prices are constantly increasing: Finch recently increased the pricing on their Starter plan from $50 per connection to $65. In addition, their pricing for “assisted” integrations, which make up roughly 90% of their integrations, may include steadily-rising set-up fees 

Related: Top alternatives to Finch API

How Merge addresses Finch API’s pricing drawbacks 

Merge, the leading unified API solution, addresses these shortcomings in a number of ways through its own 3 plans—Launch, Professional, and Enterprise.

• Unlimited usage on Launch: Merge doesn’t limit the Launch plan to certain integrations or to a specific number of connections, ensuring that startups can adopt and stay on the plan for longer

• Enterprise-grade customer experience: Unlike Finch, which only assigns a full-time account manager to customers on its highest-priced plan, Merge provides customers on both Professional and Enterprise plans with a dedicated customer success manager (CSM). The CSM is not just well versed in the Merge platform and your integration use case(s)—they can also help you decide on the best ways to price, market, sell, and support your integrations

• Greater integration coverage on every plan: Merge offers hundreds of more API-based integrations than Finch on every plan. Merge’s integrations also span 7 software categories (while Finch’s integrations span 2), making Merge the better long-term integration partner for your business

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